Friday, 24 August 2012

Travel insurance for people with pre-existing conditions and/or those over 80 years old.

A whole new world opened up to us when we looked for travel insurance to cover Steve whilst he is having treatment for Acute Lymphoblastic Leukaemia.

Most insurance companies wouldn't entertain us as soon as we started answering the medical screening questions.

Luckily we came across All Clear Travel who offer travel insurance for all medical conditions, for all ages and to all countries.  We bought 12 nights for a cruise to Iceland, Faeroe Islands and Norway at a cost of £160 to cover Steve for medical and cancellation. For another £10 we could have included baggage but have very little of value and this would be covered under my own annual policy.

All Clear Travel cover most conditions including diabetes, cancer, stroke, high blood pressure, heart attack - in fact most things I could think of were listed on their website.

You can take a single trip policy or an annual one for multiple trips up to 45 days duration and can tailor make both to cover the countries you intend visiting.  Once you have keyed in your details they produce a list of the different companies that will offer you cover with prices and values for cancellation etc.

There also appears to be no age limit and you can use the online chat service if you have any problems whilst completing the forms but I found them quite straightforward.

If you don't use the internet you can get a quote by calling 0845 250 5350

Also on offer is a special cruise policy that also covers you for missed trips if you are ill and also compensates if you have to stay in your cabin for any reason or if the cruise ship fails to dock at a particular port and you miss a visit.


Muslim Travel said...

Thank you for sharing this, It is a very thoughtful program that they have started.

Myanmar Destinations said...

Great Tip! Enjoy stay.